Hiring A Helper If You’re Unemployed? The Surprising Truth!

Hiring a maid in Singapore can be a game-changer for many households. However, if you’re unemployed, you might wonder if it’s feasible — or even allowed — to hire a Foreign Domestic Worker (FDW). Balancing financial constraints with the need for a clean and organized home can be challenging, but there are options worth considering. Let’s explore the requirements for hiring an FDW and why part-time cleaning services might be the ideal solution for unemployed individuals.

The lowdown on hiring an FDW

According to Singapore’s Ministry of Manpower (MOM), hiring an FDW comes with specific eligibility criteria.

Income requirementsTo hire an FDW, you need to demonstrate financial stability. Although MOM does not specify a minimum income threshold, they assess each application to ensure you can afford the FDW’s salary, food, medical insurance, and levy.

Unemployed individuals often struggle to meet this requirement due to the lack of a steady income stream. Even if you have savings, MOM may not approve the application without proof of regular income.
Suitable accommodationEmployers must provide a safe and adequate living environment for their FDW. Typically, this means having a separate room or designated space for the helper to ensure their privacy and comfort.

For unemployed individuals living in smaller homes or without a dedicated spare room, meeting this accommodation requirement can be a significant barrier.
Financial stabilityYou cannot hire an FDW if you are an undischarged bankrupt. MOM needs assurance that you can manage your financial obligations, including the costs of hiring, maintaining, and providing for the FDW.

Given these stringent requirements, unemployed individuals may find it challenging to hire a full-time maid due to the need for a steady income and financial stability. However, there’s a practical and affordable alternative worth considering.

Why Hiring a Full-Time FDW May Not Be Feasible

For unemployed individuals, the financial burden of hiring an FDW goes beyond just the salary. Additional expenses include:

  • Monthly levy: The government-imposed levy for employing an FDW.
  • Medical insurance and annual check-ups: These are mandatory and ensure the helper’s health and welfare.
  • Food and utilities: Additional costs for meals and increased electricity and water usage.
  • Repatriation costs: If you can no longer employ the helper, you’re responsible for their return airfare.

These cumulative costs can make hiring an FDW unaffordable for unemployed individuals or those with financial instability.

Why opt for a part-time cleaner 

For those facing financial uncertainty or unemployment, hiring a part-time cleaner offers several advantages:

Cost-effective solutionPart-time cleaners charge by the hour or session, eliminating the need for a fixed monthly salary and levy. This allows you to manage your budget better while still enjoying professional cleaning services. Rates in Singapore typically range from $15 to $30 per hour, depending on the service provider.
FlexibilityPart-time cleaners work on your terms. Whether you need weekly, bi-weekly, or ad-hoc cleaning sessions, you can tailor the schedule to fit your needs and financial situation. This flexibility ensures you only pay for services when you require them.
No accommodation hasslesPart-time cleaners do not live in your home. This removes the need for additional living space, which is often a requirement for FDWs. It also eliminates the costs associated with providing food and utilities for a live-in helper.
Professional serviceMany cleaning companies in Singapore provide trained and experienced part-time cleaners, ensuring high standards of cleanliness and reliability. Whether it’s vacuuming, mopping, or deep cleaning your kitchen, they can ensure your home stays spotless without you needing to lift a finger.
Simplified administrationHiring an FDW involves managing work permits, medical insurance, and levies, which can be overwhelming. Part-time cleaning services, on the other hand, come with no such administrative burdens. All you need to do is book a session with a trusted cleaning provider.

Additional Benefits of Part-Time Cleaning Services

Access to Specialized Cleaning

Many part-time cleaners are equipped to handle tasks like sofa shampooing, carpet cleaning, and even aircon servicing. These additional services can be scheduled as needed, ensuring every corner of your home is well-maintained.

Eco-Friendly Options

Reputable cleaning companies often use eco-friendly products, making part-time cleaning services an excellent choice for those looking to maintain a green household.

Stress-Free Maintenance

Balancing household chores while job hunting or managing other responsibilities can be stressful. Hiring a part-time cleaner allows you to focus on more pressing matters while ensuring your living space remains clean and organized.

Final Thoughts

While hiring a full-time maid might be out of reach for unemployed individuals due to financial and regulatory constraints, a part-time cleaner offers a practical, affordable, and flexible alternative. Part-time cleaners provide household support without the financial burden and administrative complexities of hiring an FDW.

For those navigating unemployment or financial instability, part-time cleaning services ensure your home remains clean and well-maintained, providing peace of mind and convenience.