One of the biggest question that we often ask ourselves is how to save money and see it growing. Here are some pretty basic ways practices to help you control your expenses.
1. Refuse the branded products
Purchase of goods of less untwisted brands instead of widely known brands allows to save significantly. Take time to compare an expensive and not expensive product.
2. Use cash cards as seldom as possible
Many have got used to pay purchases by means of cards because it is more hygienic, reliably and it isn’t necessary to carry with itself a purse. But numerous researches show that constant use of cash cards is fraught with loss of control over the expenses. It is much easier for person to leave hidden figures, than real pieces of paper.
3. Buy only necessary
Often we buy goods only because they are discounted. It is especially heavy to overcome temptation of the personal discount sent by the seller right after receiving salary. But it is worth remembering that the coupon is not a reason for purchase.
Get only that it is really necessary for you, and only when you are ready to it. And coupons and discounts can be found at forums and the specialized websites. Also don’t forget about cashback.
4. Learn online shopping
If you haven’t learned joy of remote purchases yet, we strongly recommend you to try such shopping. Of course, he has some shortcomings. But the smaller price in comparison with usual shops — one of clear advantages. Many popular brands and less known trademarks sell the collections with discounts to 90%. By the way, in online stores you can buy branded clothes at a nice price.
5. Make the plan of purchases
It is necessary to learn to plan the purchases. It is convenient to do it by means of mobile applications. Their use will protect you from many unpleasant situations. For example, if you forgot to buy a shampoo or a pack of tea, you should return to the store the next day. It is very likely that you will want to buy something else.
6. Don’t buy food at gas stations
Didn’t you notice that, coming around on gas station, you inadvertently buy coffee, chips or hot dog? These are absolutely useless expenditure. If you go to a distant trip on which you will precisely want to eat, take water and sandwiches from the house. Such approach not only will save money, but also will be more useful to an organism.
7. Replace cable television
Pay attention, how many channels on TV you really look at. Possibly, no more than five. Therefore, it is worth learning whether your operator has truncated packages of channels for smaller money. And better simply disconnect cable and by means of the Internet transmit a signal to the TV via the computer.
8. Stop eating fat meat
No, completely it isn’t necessary to refuse meat. But instead of favorite pork chops to choose cheaper and useful chicken meat. As option, you can allocate a certain day of the week during which you won’t eat meat. Observance of a post will also favorably affect your budget.
9. Prepare coffee at home
In modern society there is a kind of cult of coffee. Thanks to him in every decent institution there is a three-dimensional menu with varieties of the drink. Mobile street coffee shops are gaining popularity, and there is no need to talk about coffee machines in every institution.
If you are an avid coffee lover, a cheaper option for you will be to buy a coffee machine home or to the office. Moreover, modern devices are able to prepare several drinks at precisely the time set.
10. Do not waste your time
Appreciate your time. Instead of playing games or listening to music, it’s better if you read a book or repeat a lecture.Use your Internet for the right purposes, do not spend a lot of time on social networks.
11. Open a savings plan, it will give you good interest for your money.